Although "Paypal" rhymes with "Nepal" it has listed Nepal in "Send Only" country which means you can send money worldwide via paypal but you cannot recieve any. In Nepal many people are registering their account in paypal setting their country as the India, USA, UK, etc. The 2 online payment gateways (eSewa and PayNepal) claims to bridge this gap in online transaction for Nepalese. Developing and maintaining trust among Nepalese people would be one of their greatest challenges. But, lets hope to see these online services growing.
eSewa
"eSewa Nepal" powered by f1soft is a online payment gateway of Nepal that empowers you with the ability to send and receive money, pay utility bills, buy air tickets, buy recharge cards, pay school and college bills, pay internet bills, subscribe newspaper and magazines, pay credit card bills, buy domain names, etc. While it is still in the Beta Mode, it promises to continue and add more features and partners.Bank Partners:
- Laxmi Bank Limited
- Kumari Bank Limited
- Global Bank Limited
- NIC Bank
- NCC Bank
- Bank of Kathmandu Limited
- Bank Of Asia Nepal Limited
- Sanima Bikas Bank Limited
- ACE Development Bank Limited
- World Link
- Buddha Air
- Music Nepal
- Nepal Telecom
- Nepal Electricity Authority
- Kathmandu Upatyaka Khaanepani Limited
- i-talk
- Muncha.com
- Music Nepal
- Net For Nepal
- Thamel.com
One can recharge your eSewa account with:
- eSewa Recharge cardss
- Bank accounts
- Paypal (with around 5% service charge)
PayWay
"PayWay - Merchant Payment Gateway Nepal" powered by Young Minds allows anyone to pay in any way they prefer, including through credit cards, bank accounts, buyer credit or account balances, without sharing financial information. It is similar to eSewa and is available not only in Nepal but also in other countries. PayWay itself is not a e-commerce but a tool that enables global ecommerce by making payments possible across different locations, currencies. It claims to render online transaction safer and easier.Partners:
- Harilo.com
- Muncha.com
- Nepal Telecom
- Ncell
- UTL
- Nepal Investment Bank Limited
- Young Minds
PayBill
"PayBill" powered by Paymate is a mobile payment service that enables you to pay your utility bills, recharge mobile, shop online, buy movie and airline tickets, send gifts, subscribe newspapers and mangazines, pay school and college fees through SMS. It claims that it will help you to transform your cell phone into a wallet.How it works?
Every transaction is verified by an "Alpha-code" followed by a "PIN Number" which is provided to every single user. The Mobile number is associated directly to the Bank Account where, the amount is debited from the customer's account automatically through a secured channel without human interference.
Partners:
- Everest bank Limited
- Nabil Bank
- Rastriya Banijya Bank
- Machhapuchre Bank Limited
- Namaste (Nepal Telecom)
- SkyPhone
- Subisu Cable Net
- Muncha.com
- Guna Airlines
- Music Nepal
- Mero Shopping
PayNepal
Features:
Merchant Account Features
- Credit Card Checkout
- Manual Credit Card
- Software / digital goods secure download
- Cpanel / WHM integration
- Subscriptions/Recurring Bills
- Plug-and-play shopping cart
- Auctions
- Donations
- Send money
- Receive money
- Request money
- Escrow / Safe transfers
- Deposit money
- Withdraw money
- Laxmi Bank
- Sabaiko Media Private Limited
- NepBay.com
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